As Airbnb insurance doesn’t cover all the personal liability claims, the Airbnb host requires additional rental property insurance. Airbnb insurance only provides financial protection related to the home-sharing service. Airbnb is becoming popular to generate extra income.

Credit: fastcompany

But before jumping to the home-sharing business you should know all the details of the insurance coverage to prevent any financial loss in the long run. To ensure extra financial security as a homeowner, it is better to maintain extra rental property insurance. Because any damage or injury which is performed intentionally will not be covered by Airbnb host insurance.

Credit: qz

Airbnb host only covers those damage to or theft of property belonging to a guest. If they found that the damages or injuries are conducted intentionally, it will not be under the coverage of the insurance. Damage caused by a guest to common areas will be covered by the insurance.

Credit: hotel-online

However, damages caused by the guests in the house or belongings will not be under coverage. So, the Airbnb host needs to maintain additional rental property insurance to get financial support.