Being independent is necessary, especially for women. If you are a housewife, there are only a few ways that you can earn or invest. Here are some ways to invest your money after being a housewife.


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Post office monthly income scheme

India Post offers the Post Office Recurring Deposit Program (POMIS), which is available to people at all post offices. Since POMIS is always governed by the administration, it can be thought of as being quite secure. A monthly interest payment is provided under this plan.


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Recurring deposits

Every bank provides automatic deposits. This provides far better returns than a typical savings account and enables you to spend small sums on a regular basis. Banks have different minimum investments and return percentages. Usually speaking, you can invest in RDs on a monthly, quarterly, and biannual basis with the majority of banks.

Public provident fund

The most common investment option provided by the government is the Public Provident Fund (PPF). You can always make little investments. These accounts have a 15-year lock-in period, which makes them a great choice for long-term planning. PPF also provides an alluring rate of return.


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National Savings Certificate (NSC)

National Savings Certificate (NSC) is a savings scheme offered by the government. These accounts can be opened at post offices across the country. NSC offers guaranteed returns and comes with a lock-in period of five years and ten years.